Unlock Business Capital

SBA Loan Programs

Ace Capital Firm LLC offers robust SBA Loan options to bolster your business growth:

• SBA 7a and SBA 504 Loans
  • Maximum Funding: Up to $5 million
  • Terms: Up to 10 years (7a), 25 years (504)
  • Interest Rates: Prime + 1% to 2.75%
  • Timeline: Approval in 1-5 days; funding in 4-10 weeks
  • Features:
    • Monthly payments
    • No prepayment penalties
    • Enhances business credit
• Eligibility Criteria:
  • 2+ years in business
  • 660+ FICO score
  • $40,000 monthly bank deposits or $500,000+ annual sales
  • No bankruptcies, liens, or foreclosures in the past 3 years

APPLY NOW. NO CREDIT IMPACT

Equipment Financing 

Unique Benefits 

• $5 Million Max Funded Amount • 1 - 5 Year Terms
• Rates Start at 7%
• 100% Financing Available 

• Purchase & Leasing Options • Vender & Private Sales 

Qualifications 

• 1 Year Time in Business  
• 550+ FICO 
• Business Bank Account Required 
• Invoice Required
   

  APPLY NOW. NO CREDIT IMPACT

Business Line of Credit

Flexible and responsive credit solutions tailored to your cash flow:

• Maximum Credit: Up to $750,000
• Features:
  • Funding on the same day
  • Pay interest only on the amount used
  • Payments free up additional credit (True Revolver)
  • Weekly or monthly payment options
• Eligibility Criteria:
  • 1+ year in business
  • 600+ FICO score
  • $500,000+ annual sales or $40,000 monthly deposits

APPLY NOW. NO CREDIT IMPACT

Ace Capital Firm LLC offers flexible hard money loan options designed to meet the unique financial needs of real estate investors and entrepreneurs. Whether you have perfect credit or are working on improving it, our lending solutions focus on the value of your collateral, not just your credit score. Here are the key benefits of our hard money loans:

1. Credit Flexibility:
  - **No Credit Check Required:** Loans can be approved based on collateral, not just credit history, which is ideal for clients with less-than-perfect credit scores.

  - **Credit-Building Opportunities:** For those with better credit, taking advantage of lower interest rates while continuing to build credit worthiness.

2. Fast Approval and Funding:
  - **Rapid Closures:** Avoid the long wait times associated with traditional banking and move quickly on real estate opportunities with funding that can be secured in as little as a few days to a week.

  - **Streamlined Process:** Simplified paperwork and processes that bypass the cumbersome and time-consuming checks typical of conventional loans.

3. High Loan-to-Value Ratios:
  - **Maximize Investment Potential:** Borrow up to 70-80% of the property's value, which can significantly expand your investment capabilities.

  - **Flexible Terms:** Tailored loan structures to fit your project and financial strategy, whether it's a short-term flip or a long-term hold.

4. Collateral-Based Lending:
  - **Asset-Focused Financing:** Your loan is secured against real estate property, providing concrete security for both parties.
 

 - **Diverse Collateral Options:** Includes residential, commercial, and land assets.

5. No Prepayment Penalties:
  - **Flexible Repayment:** Pay off your loan early without additional costs, which allows you to manage your finances more freely and potentially save on interest.

6. Confidential and Private:
  - **Discrete Transactions:** Your financial situation and loan details are handled with the utmost privacy and confidentiality.

7. Support and Guidance:

**Experienced Lending Team**: Our experts are dedicated to helping you navigate your financial journey, providing support and advice tailored to your real estate and financing needs.

Ace Capital Firm LLC is your partner in unlocking the potential of your real estate investments. With our adaptable lending solutions, you can secure the necessary funds to grow your portfolio, irrespective of your credit history. Join us to leverage your assets most effectively and propel your investments to new heights.

CALL/TEXT NOW...800-801-9557 24HRS DAILY
MICHAEL M DANIELS
investors@acecapitalfirm.com

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Meet Michael M. Daniels: Your Trusted Real Estate Expert and Principal Broker at Ace Capital Firm LLC

With a robust foundation in the real estate industry, Michael M. Daniels stands out as a licensed real estate agent and the Principal Broker at Ace Capital Firm LLC. His extensive experience and personalized approach ensure that whether you are buying or selling, you receive unparalleled expertise and attention.

Why Choose Michael?

• Expert Guidance: Navigate the complexities of real estate transactions with Michael’s deep understanding and sharp insights.
• Local Knowledge: Benefit from his comprehensive knowledge of McDonough, GA, and surrounding areas, ensuring you get the best deal whether you're buying or selling.
• Client-Centric Service: Michael believes in building relationships. His commitment to your satisfaction means he’s dedicated to finding your perfect fit.
• Strategic Marketing: As a Broker at Ace Capital Firm, Michael employs innovative strategies and state-of-the-art tools to maximize your property’s visibility and attract serious buyers.
• Smooth Transactions: With Michael’s expertise, expect a seamless experience from start to finish, with all details handled meticulously.

Your Real Estate Goals, Achieved: Partner with Michael M. Daniels at Ace Capital Firm LLC and experience real estate service that not only meets but exceeds expectations. Whether upgrading, downsizing, or investing, Michael is your go-to expert ensuring every decision is informed, every opportunity seized, and every transaction smooth.

Contact Michael today and take the first step towards your real estate goals!

Q1: What is a hard money loan?
A1: A hard money loan is a type of financing typically used in real estate investments where funds are secured by real property. It is usually chosen for its quick approval times and flexible underwriting standards compared to traditional bank loans.

Q2: Who should consider a hard money loan?
A2: Hard money loans are ideal for investors looking to purchase, rehab, and flip properties quickly. They are also suitable for borrowers who may not meet the stringent requirements of traditional lenders.

Q3: What are the typical interest rates for hard money loans?
A3: Interest rates for hard money loans can vary widely depending on the project, the borrower's financial situation, and market conditions. Typically, rates are higher than those of conventional loans, reflecting the higher risk assumed by the lender.

Q4: How fast can I get a hard money loan from Ace Capital Firm LLC?
A4: Ace Capital Firm LLC prides itself on rapid processing. Loans can often be approved and funded within a week, provided that all necessary documents are submitted promptly.

Q5: What kind of collateral is required for a hard money loan?
A5: Hard money loans are primarily secured by the property involved in the transaction. Additional collateral might be required depending on the specific terms and size of the loan.

Q6: Are there any upfront costs associated with hard money loans from Ace Capital Firm LLC?
A6: Yes, there are typically upfront costs which include origination fees, appraisal fees, and other transactional fees. All potential fees will be transparently disclosed in your loan agreement.

Q7: Can I pay off a hard money loan early?
A7: Yes, at Ace Capital Firm LLC, you can pay off your hard money loan early without any prepayment penalties. This flexibility allows you to manage your investments more efficiently.

Q8: What documentation is required to apply for a hard money loan?
A8: You will need to provide detailed information about the property, a business plan if applicable, proof of income, asset documentation, and a credit report. Specific requirements may vary based on the loan amount and the nature of your project.

Q9: How does Ace Capital Firm LLC evaluate which loans to approve?
A9: We evaluate loans based on the value of the collateral, the investor’s experience, the feasibility of the project, and the likelihood of repayment. Our goal is to ensure that the loan serves both the borrower's and the lender’s interests effectively.

Q10: What happens if I default on a hard money loan?
A10: In the event of a default, the property used as collateral can be foreclosed upon by the lender. Ace Capital Firm LLC works closely with borrowers to avoid such scenarios through flexible repayment solutions and proactive communication.